Debt and credit articles
Clear, practical guides covering credit reports, debt letters, court action and the debt solutions available across the UK.
- 🇬🇧 UK🌍 Global
Practical Ways to Improve Your Credit Score
Improving creditworthiness is usually about accurate records, stable repayment behaviour and affordable borrowing—not tricks. The score displayed by an app is only…
- 🇬🇧 UK🌍 Global
What to Do When You Receive a Debt Letter
A debt letter can be a routine statement, a collection demand, a formal Letter of Claim or court paperwork. The correct response…
- 🇬🇧 UK🌍 Global
What Is a County Court Judgment (CCJ) and How Does It Affect Your Credit?
A County Court Judgment (CCJ) is a court order made in England and Wales stating that money is owed. It can seriously…
- 🇬🇧 UK🌍 Global
How to Remove Incorrect Information From Your Credit Report
An incorrect balance, default date, address, payment marker or account can affect how lenders assess you. You have the right to challenge…
- 🇬🇧 UK🌍 Global
How to Check All Three UK Credit Reports for Free
You do not have one universal credit score. Experian, Equifax and TransUnion can hold different information about you, so checking only one…